Yield infrastructure · live

Put your assets to work.Or your clients’.

Yield on stablecoins, Bitcoin, and real-world assets. Deposit directly, embed it in your product, or have us build a strategy for you.

Deposit
DeFi Blue Chip·USDC
11.10%
+0% MORE YIELD+2.80% APY · vs Morpho USDC*Yelay returns roughly 43 percent more yield than Morpho USDC, an absolute APY uplift of 2.80 percent. See methodology.
7-day APY

Continuously rebalanced across the major on-chain credit markets. Reward tokens are claimed, swapped to USDC, and redeposited.

$370M+
Routed since inception
100+
Active strategies
5
Liquidity venues
Live
Yield infrastructure
Stablecoins
Bitcoin yield
DeFi Blue Chip
DeFi Enhanced
RWA
Pendle PT
Morpho
Aave
Euler
Silo
Stablecoins
Bitcoin yield
DeFi Blue Chip
DeFi Enhanced
RWA
Pendle PT
Morpho
Aave
Euler
Silo
Products

Four ways capital lands with Yelay.

On-chain DeFi routed through audited protocols. Structured BTC-collateral yield for institutions. Real-world assets through Salt Markets. Click any product for the deep dive.

DeFi Blue ChipYelay · Live
6–9%Historical APY

Stablecoin yield routed across Morpho, Aave, Euler, Silo. Rebalanced as rates shift. Rewards claimed and compounded.

MinimumNone
LiquidityImmediate
Deposit
DeFi EnhancedComing soon
Yelay
11–13%Target APY

Active rotation across Pendle Principal Token markets. Fixed-at-entry APY, realized via price convergence to par.

MinimumTBC
LiquidityTBC
Deep dive
BTC collateral flowYelay · Structured
Per dealNet yield

Yield on BTC without selling it. Non-recourse repo or escrow-tripartite structures. Borrowed stablecoins deployed through Yelay strategies.

AccessInstitutional
LiquidityPer structure
Deep dive
Salt MarketsThe RWA arm of Yelay

Real-world assets,
under their own roof.

Salt Markets sits under its own brand. Two managed vaults underwritten and allocated by Salt Markets: senior-tranche private credit with 15% junior protection, and UAE real estate rental income. Securitised in Luxembourg. Quarterly liquidity.

Deep dive
Private Credit
Structured Income

Diversified private credit via institutional-quality lending originators.

Fixed coupon
12%
Minimum allocation
EUR 100,000 / USD 120,000
Real Estate
Real Estate Income

UAE real estate rental income backed by a leading regional developer.

Fixed annual return
8%
Minimum allocation
USD 5,000,000
Four ways to use Yelay

Four ways to use Yelay.

Pick one, or combine them. Every route earns the same way.

01SDK

Embed yield in an existing product.

Your engineers integrate the Yelay SDK. Deposits and yield surface inside your app, under your brand.

Available via SDK
DeFi Blue ChipDeFi EnhancedComing soon
yelay.deposit.ts
Deposit into a Yelay vaultApprove if needed, then deposit. Shares mint as ERC-1155 in the user’s wallet.
const vault = '0x1234';
const pool = 1234;
const amount = 1000000n; // Using bigint for amount

const allowance = await sdk.portfolio.getAllowance(vault);

if (allowance === 0n) {
  const approveTx = await sdk.actions.approve(vault, amount);
  // Note: Drift returns transaction hash, wait method
  // depends on your adapter
}

const depositTx = await sdk.actions.deposit(vault, pool, amount);

// With optional WriteOptions
const depositTxWithOptions = await sdk.actions.deposit(
  vault, pool, amount, { gas: 300000n }
);
02White-label

Launch a branded vault for your clients.

Same infrastructure, your design language. Four ways the same deposit page can look.

Available via white-label
DeFi Blue ChipDeFi EnhancedComing soonBTCSalt Markets
Partner brand
VaultsPortfolioConnect Wallet
Back
Deposit ↓
Deposit USDCBalance: 0.00
0.00
25%50%75%MAX
Connect Wallet
Deposit USDC$0.00 → $0.00
Projected monthly earnings$0.00 → $0.00
Projected yearly earnings$0.00 → $0.00
Mainnet – USDC Vault
9.21%24H APY
9.45%7D APY
APY
30D90D1Y
Strategies
LiquidityAllocation
Euler Finance
42%
Clearstar USDC Core
26%
Usual Boosted USDC
17%
Clearstar USDC Reactor
14%
Aave USDC
0%
Yelay Default
03Advisory & Development

Yield strategy, designed and delivered.

We work with you to understand the outcome, then our engineering team builds it at the vault layer. Strategy consulting meets protocol delivery.

8–12 weeks from first call to live yield product

011–2 weeks

Scope

  • Map your product thesis to DeFi primitives
  • Define target APY range, fee structure, and user type
  • Regulatory and compliance checkpoint
  • Risk tolerance and multi-chain assessment
022–3 weeks

Design

  • Vault architecture and rebalancing logic
  • Strategy composition across lending markets
  • Fee mechanics: performance, management, or SaaS
  • Integration surface: SDK, API, or direct contract
034–6 weeks

Engineer & Audit

  • Smart contract development: vault + strategy layer
  • Automated test suite and fuzz testing
  • Third-party security audit coordination
  • Gas optimisation and deployment runbook
04Ongoing

Launch & Optimise

  • Multi-chain deployment and activation
  • Performance monitoring and yield tracking
  • Strategy upgrades as markets shift
  • Monthly review and competitive benchmarking

Building blocks we compose into your solution

Multi-chain routingYield conversionToken buybacksCustom rewardsOn-chain feesBespoke liquidityCustom strategiesand more...
04Deposit

Deposit with Yelay.

Use the same infrastructure institutions customise. No minimum. Test the Blue Chip vault, or access RWA through Salt Markets.

Available for deposit
DeFi Blue ChipDeFi EnhancedComing soonBTCSalt Markets

Generate yield for your clients and yourself.

You bring the brand and the relationships. We bring the strategies and the rails.

Deposit

Or email partnerships@yelay.io